When Lucy’s aunt gives her a card—the plastic kind—for her birthday, Lucy knows just the blinged-out sweatshirt to spend it on. She plunks the card down at the store, but, cringe, it comes up short! Wait, what’s the difference between a gift card and a credit card? In this early chapter book designed to help kids decipher finance facts and fallacies, Lucy and her best friend, Julian, find out about the pros and cons of gift cards versus credit cards.

Best friends Julian and Lucy are the same in some ways and different in others. Both love horror movies—and doughnuts! While Lucy likes sports, Julian likes to draw. And while Julian likes to save, Lucy likes to spend. But they both get a heaping helping of financial literacy in this early chapter book series that simply demystifies money matters.

兩個好朋友朱利安和露西在某些方面相同，但在其他方面不同。兩人都喜歡恐怖電影和甜甜圈！不同的是，露西喜歡運動，而朱利安喜歡畫畫；朱利安喜歡存錢，而露西喜歡花錢。不過，他們在這個簡單揭開金錢秘密的早期章節書系列中，獲得了大量的金融知識。